CreditService 1

With our legal strategies and experience, we can legally remove questionable items from YOUR Credit Reports, including:

• Work with All 4 Credit Bureaus.
  We work with Equifax, Transunion, Experian AND Innovis.  Innovis is the “Up & Coming” credit reporting bureau that a lot of large lenders are currently reporting to.
• Successfully Help Consumers Increase Their Credit Scores.
  Under even the most difficult circumstances, we have removed Late Payments, Tax Liens, Bankruptcies, Judgments, Collections, Charge Offs, Foreclosures and more!
• Experience and Expertise.
  The only way to know what and how to update or delete an item on a report is through experience, research and staying on top of the credit industry laws and changes in the scoring model industry as we do.  Also most of our sales team and processors have all gone through the process themselves so they have empathy and understanding besides knowledge.
• We Strategize
  We work with our clients  directly to determine what factors are key to loan approval or the client’s goals.  The initial focus for CS1 is always to help you meet the immediate goal, and thereafter, we will continue to work until your report is accurate.
• On-Going Coaching and Education.
  Throughout the process, we work to educate our clients, giving them the knowledge they need to maintain and manage their credit profile better, now and in the future by offering credit coaching and on-going education and that you can become empowered by learning such things as: 
  • How to understand your credit report
  • How to deal with collectors
  • How to improve your credit rating
  • The truth about debt management programs
• Assist clients in dealing with collection agencies.
• Assist clients in building positive credit, while deleting the negative.
• Dispute inquiries, which are very difficult to remove. We have a 76% success rate in getting inquiries removed; while other companies feel inquiries are too difficult to confront.
• Challenge discrepancies involving personal information on your report.